QUICK LOOK BUY-TO-LET PHOTOS
After
Before
DEAL OVERVIEW
*Based on UK average growth since 1980 (ONS). Illustration only.
COST BREAKDOWN
Deal Details | Figures |
|---|---|
Mortgage Deposit | £24,375 |
Fully Managed Refurb Cost (Inc VAT) | £7,753 |
Buying Costs | £14,370 |
Total Cash Required | £46,498 |
REFURBISHMENT
SUMMARY
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Fully Managed Refurb Cost (Inc VAT): £7,753
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Duration: 2 weeks
SCOPE OF WORKS
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General maintenance repairs throughout property and yard
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Damp proofing works to internal and external walls. 10 year guarantee.
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Safety certification, roof ventilation, energy assessment
WHY WE KEPT IT LIGHT
We target properties that only need light refurb, as this keeps risk lower, costs more predictable, and projects moving quickly. The quicker turnaround helps get tenants in sooner and rental income started earlier.
TIMELINE
We handled the moving parts throughout, with minimal input from the investor.
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Pre-offer checks: street selection, comparables, letting agent rent sense-check, refurb estimate
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Offer agreed and terms locked in
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Purchase progressed: conveyancing opened, lender valuation booked
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Surveys and checks completed, final refurb scope confirmed
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Keys received
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Light refurb completed (2 weeks)
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Lettings: marketed in advance, tenant moved in within 3 weeks of works finishing
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Management live: from tenant move-in
CLIENT OUTCOME
WHAT THE INVESTOR WANTED
Plan B income from a Liverpool buy-to-let, without refurb stress, choice overload, or this turning into a second job.
WHAT HAPPENED
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Light refurb completed in 2 weeks
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Tenant secured within 3 weeks of completing refurb
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Fully managed from day one, investor did not need to visit
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The result: one more asset doing its job quietly in the background while they focus on work and family
Deal Details | Figures |
|---|---|
Property Type | 2 Bed, Mid Terraced House |
Purchase Price | £97,500 |
Year Purchased | 2025 |
Refurb Cost | £7,753 |
Annual Rent | £8,400 (£700 pcm) |
Gross Yield | 8.6% |
Total Cash Required | £46,498 |
Projected 5-Year Growth | £41,000* |
WHY THIS PROPERTY INVESTMENT DEAL WORKED
The right house on the right street, with light works, set up to be low maintenance.
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Strong rental demand in Kensington, L6
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Quick turnaround to cashflow
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Fully hands-free for the investor
CHECKS WE DID (AND WHAT WE FIXED)
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Minor damp readings flagged - report ordered, works scoped and completed during refurb
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Rent level sense-checked with letting agent - priced correctly, let quickly
BEFORE AND AFTER GALLERY
Living Room
After
Before
Front reception room damp treatment completed - the wall was injected with DPC cream and comes with a 10-year guarantee, helping prevent recurring damp issues and protect the property’s long-term condition.
Bedroom
After
Before
Bedroom fully refurbished - walls prepared and replastered, ceiling made good, new carpet fitted, and complete redecoration carried out to create a clean, modern finish.
Back Yard
After
Before
Rear yard refreshed - walls were cleaned and treated, masonry was repainted, and the area was cleared to create a tidy, low-maintenance outdoor space that improves tenant appeal and reduces ongoing upkeep.
WANT RESULTS LIKE THIS?
If you want a boring, predictable Liverpool buy-to-let set up fully managed, book a call and we’ll map out the right next step.
DISCLAIMER
Info only, not advice. Figures are accurate at the time of purchase. “Projected 5-Year Growth” is an assumption-based illustration (ONS), not guaranteed. Values, rents and returns can rise or fall.